Bank of Michigan

Personal Solutions

Every customer relationship at Bank of Michigan is based on integrity, loyalty and responsiveness. We'll give you personal, courteous and efficient service every day.

Checking and Savings Accounts

We offer a full array of personal checking and savings accounts designed to fit your specific banking needs. Our accounts offer attractive interest rates, along with free VISA Debit / ATM cards and free online banking.

Money Market Accounts

Money Market deposit accounts provide you the opportunity to earn a competitive rate of interest than with regular statement savings accounts. Withdrawals are limited to 6 per statement cycle, and the interest rate earned is determined by the balance maintained.

Check Imaging

Check imaging captures digital images of each check we process. Check images are available at no cost online. Or, for a nominal monthly fee, they can be made available to you with your monthly statements or on a CD. Check imaging provides you with an easy, convenient way to store and organize your canceled checks.

Certificates of Deposit

Bank of Michigan has a variety of rates and terms available. Select a term from 30 days to 60 months tailored to meet your investment needs.

Wire Transfers and Other Services

We offer a full line of deposit-related services including domestic and foreign wire transfers, direct deposit payroll, telephone transfers, automated clearing house (ACH) transactions, night depository and cashier checks.

Lending Services

Bank of Michigan offers convenient, affordable personal loans, home equity loans and lines of credit to fit just about any situation and budget and to help you achieve your financial goals.

Contact the Bank for more information.


Bank of Michigan President Michael G. Sarafa

Letter from the President

Welcome to the new Bank of Michigan website. We hope you find it fresh and easy to use. It is our goal to create positive customer experiences for every transaction from internet banking to a personal visit with us at the bank. Our experienced and dedicated team of bankers is ready to offer creative solutions to meet your banking needs.

At Bank of Michigan, we take great pride in our core values: integrity, loyalty, community, responsiveness and maximizing success. We take these principles very seriously. They drive our mission, purpose and values. Our Board of Directors and staff personally stand behind these commitments.

Thank you for visiting us and do not hesitate to contact me if I can assist you in any way.

Michael G. Sarafa, President

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