Bank of Michigan

Personal Online Banking

Personal Online Banking Demo

Save Time with Personal Online Banking

You have a lot of things on your schedule that are important, and we want to help you make the most of every minute. That is why we offer Personal Online Banking with Bank of Michigan.

With Personal Online Banking, you can:

  • Access and receive information on your balances and transactions
  • Schedule one-time or recurring transfers
  • View transfer history
  • View and download up to six months of account statements
  • View and download check images
  • Originate stop payments
  • View stop payment history, including stop payments made at the bank
  • Send secure messages to your banker
  • Download account information into personal financial management solutions such as Quicken® and QuickBooks® products

Personal Online Banking User Guide

Simplify Your Bill Payments with Bill Pay and Presentment


No more writing checks, making late payments or keeping up with rising postage rates. Simply point and click with Bill Pay and Presentment. This service allows you to pay virtually anyone – business or personal – at any time.

With Bill Pay and Presentment, you can:

  • Pay bills online from multiple accounts
  • Schedule one-time and recurring payments
  • Make overnight bill payments*
  • View reports
  • Receive E-bills as well as email alerts for bill arrivals, due dates and upcoming payments.
  • Order a CD that contains your payment history and bill images. Click here to learn more about the Bill Pay CD

What You Need

All you need to use Personal Online Banking is a computer with Internet access, plus a secure browser. Please contact us for information about a specific version or browser type.

How Much Does it Cost?

There is no additional charge for our customers to use Personal Online Banking in order to access account information, download transaction files and transfer funds between accounts.

How to Enroll

New customers are invited to visit us at Bank of Michigan to apply for an account and enroll in Personal Online Banking and Bill Pay.
Existing customers are invited to enroll in Online Banking by clicking the Online Banking Login button on our Web site. Then click “Enroll” and follow the easy instructions.

How to Get Help

We are here to answer your questions during our regular business hours or if you have a question about a payment on Bill Pay, please contact our Bill Pay provider at 1.866.295.8493, available 24 hours a day, 7 days a week.

Enhanced Login Security

Your online security is important to us. That is why we have implemented a layered security system for enhanced login security on our Personal and Business Online Banking systems. Enhanced login security will help protect against online fraud by providing additional layers of protection beyond the routine online user ID and password that you currently use to login. Read more here.

Your Information is Secure and Private

You can feel as secure and confident as you do when you walk into a bank lobby. Personal Online Banking uses the highest level of security in the industry to guard the privacy of your account information and transactions. Get more security information here.

Get more information about Fraud Protection.

Protecting your privacy is important to us. To learn more, please review our Privacy Policy.

Click here to see our Online Banking Services Agreement

Bank of Michigan President Michael G. Sarafa

Letter from the President

Welcome to the new Bank of Michigan website. We hope you find it fresh and easy to use. It is our goal to create positive customer experiences for every transaction from internet banking to a personal visit with us at the bank. Our experienced and dedicated team of bankers is ready to offer creative solutions to meet your banking needs.

At Bank of Michigan, we take great pride in our core values: integrity, loyalty, community, responsiveness and maximizing success. We take these principles very seriously. They drive our mission, purpose and values. Our Board of Directors and staff personally stand behind these commitments.

Thank you for visiting us and do not hesitate to contact me if I can assist you in any way.

Michael G. Sarafa, President