Bank of Michigan

Mortgage Center

Whether you are purchasing or refinancing, we offer a variety of loan programs to meet your needs, with no bureaucracy and fast results.


New or existing home
Second home
Investment property


Your current residence to lower your existing interest rate To access your equity (cash out)

We offer the following products:

Fixed Rate Mortgages
Adjustable Rate Mortgages

* All loans are subject to credit approval.

NMLS License Information

Bank/Employee Name
Bank of Michigan
Abbo, Jack
NMLS Number

Bank of Michigan President Michael G. Sarafa

Letter from the President

Welcome to the new Bank of Michigan website. We hope you find it fresh and easy to use. It is our goal to create positive customer experiences for every transaction from internet banking to a personal visit with us at the bank. Our experienced and dedicated team of bankers is ready to offer creative solutions to meet your banking needs.

At Bank of Michigan, we take great pride in our core values: integrity, loyalty, community, responsiveness and maximizing success. We take these principles very seriously. They drive our mission, purpose and values. Our Board of Directors and staff personally stand behind these commitments.

Thank you for visiting us and do not hesitate to contact me if I can assist you in any way.

Michael G. Sarafa, President